Table of content
Overview
The Transfer 24/07 API suite provides fast, 24/7 interbank fund transfer services between payment accounts at NCB and accounts at other banks via Napas connection. This API suite includes:
- transfer-247-inquiry: An API used to retrieve beneficiary account information at another bank.
- transfer-247-payment: An API used to perform 24/7 interbank fund transfers.
This API suite ensures fast, accurate, and seamless money transfers, enhancing customer experience and improving the efficiency of digital banking operations.
Why Use These APIs?
- Superior Customer Experience: Enables customers to perform interbank transfers anytime, including after business hours and on holidays.
- High Accuracy: Allows verification of beneficiary name before initiating the transfer, reducing the risk of errors.
- Easy Integration: RESTful API standard makes it easy to integrate into Internet Banking, Mobile Banking, or partner systems.
- Napas Compliance: Compatible with Napas financial switching system, ensuring high reliability and regulatory compliance.
Key Features
- Account Information Inquiry
- API:
transfer-247-inquiry - Allows querying of the account holder’s name at the beneficiary bank (other than NCB) through Napas, based on the account number and bank code.
- Typically used prior to the transaction to verify beneficiary information
- Fund Transfer Execution
- API:
transfer-247-payment - Executes fund transfers from an account at NCB to a beneficiary account at another bank (via Napas).
- Transactions are processed nearly in real-time, 24/7.
- Supports transaction descriptions, reference codes, and transaction IDs for easy reconciliation.
